Terms & Conditions

Introduction

These Terms & Conditions govern your access to and use of our website, applications, virtual cards, and related services (collectively, the “Service”). By using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.

Eligibility and User Responsibility

You confirm that you are legally permitted to use cryptocurrency and payment services in your jurisdiction and that you will use the Service only for lawful purposes. You are solely responsible for ensuring compliance with local laws and regulations applicable to you.

Description of the Service

The Service provides digitally issued virtual payment cards that allow users to spend supported cryptocurrencies and fiat currencies through established payment networks. Cards may be used for online payments, in-store purchases, subscriptions, and international transactions, subject to network and merchant acceptance.

Fees and Charges

Certain transactions may be subject to fees, including processing, conversion, or network-related charges. Fees are disclosed prior to completing a transaction whenever possible. We do not control fees imposed by third-party merchants or payment networks.

No Banking Relationship

We are not a bank or licensed financial institution. Funds held or used through the Service are not deposits and are not insured or guaranteed. Use of the Service does not create a banking, fiduciary, or advisory relationship.

Prohibited Use

You agree not to use the Service for illegal activities, fraud, money laundering, sanctions violations, or any activity that may harm the platform, payment networks, or third parties. We reserve the right to suspend or terminate access if misuse is suspected.

Service Availability and Limitations

We strive to provide continuous access to the Service but do not guarantee uninterrupted or error-free operation. Availability may be affected by maintenance, technical issues, or third-party providers.

Risk Disclosure

Cryptocurrency values are volatile and may fluctuate significantly. By using the Service, you acknowledge and accept all risks associated with digital assets, including potential loss of value.

Limitation of Liability

The Service is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from use of the Service.

Changes to These Terms

We may update these Terms at any time. Continued use of the Service after changes are published constitutes acceptance of the updated Terms.